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One of the standout features of the Citi® Diamond Preferred® Card is that it has no annual fee. This is a major advantage over other credit cards that often come with hefty yearly charges. By eliminating this cost, the Citi Diamond Preferred Card helps cardholders save money year after year.

Significant Savings


Many credit cards charge an annual fee that can range from $50 to several hundred dollars. These fees can add up quickly, especially if you have more than one card in your wallet. With the Citi Diamond Preferred Card, you won’t face this recurring expense, making it a financially smart choice for those looking to minimize costs.

Year-Over-Year Benefits

Saving money on annual fees isn’t just a one-time benefit. It’s something you will appreciate every year you hold the card. Imagine redirecting those savings towards paying off debt faster, investing, or even splurging on something special. Over time, the amount saved can be substantial, making this card a long-term asset for your financial health.

Comparative Advantage

The absence of an annual fee gives the Citi Diamond Preferred Card a significant edge over competitors that do charge such fees. You get to enjoy all the perks and benefits without worrying about an extra cost eating into your budget. This is especially advantageous for those who use their credit cards sparingly or are focused on maximizing returns with minimal outlay.

Being able to avoid annual fees while still enjoying a suite of valuable benefits makes the Citi Diamond Preferred Card an excellent choice for savvy consumers seeking both value and utility in their credit card.


Intro APR Offers

The Citi® Diamond Preferred® Card shines brightly with its generous introductory APR offers, making it an exceptional choice for those looking to manage their finances better. Here’s why these offers stand out:

0% Intro APR for 21 Months on Balance Transfers

One of the most attractive features of this card is the 0% intro APR on balance transfers for a whopping 21 months. This lengthy period allows you to transfer high-interest debt from other accounts and focus on paying down the principal amount without worrying about accumulating interest. It’s an ideal solution for those who want to consolidate debt and save on interest payments.

0% Intro APR for 12 Months on Purchases

Not only does the Citi® Diamond Preferred® Card offer an impressive balance transfer deal, but it also provides a 0% intro APR on purchases for 12 months. This means you can make significant purchases or cover unexpected expenses without the immediate burden of interest charges. It gives you the flexibility to spread out your payments over a year, easing any financial strain.

Lengthy Intro Periods Help Pay Down Debt Faster

The extended introductory periods on both balance transfers and purchases are designed to help you pay down debt more efficiently. By eliminating interest for a substantial amount of time, the Citi® Diamond Preferred® Card allows you to allocate more of your payment towards reducing the principal balance. This can significantly speed up the process of becoming debt-free and improve your overall financial health.

Overall, the Citi® Diamond Preferred® Card’s introductory APR offers are a game-changer for those looking to manage their debt smartly. With zero interest for up to 21 months on balance transfers and 12 months on purchases, it provides ample time to take control of your finances and set yourself up for long-term success.