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The Chase Sapphire Preferred Card is a top-tier travel rewards credit card that stands out in the competitive credit card market. Known for its versatility and value, this card offers a range of benefits designed to enhance the travel experiences of its users.

Welcome Bonus


One of the first things you’ll notice with the Chase Sapphire Preferred Card is its generous welcome bonus. New cardholders can earn a substantial number of points after meeting a specific spending requirement within the first few months. This bonus alone can significantly offset the card’s annual fee and give you a head start on your travel plans.

Annual Fee

Speaking of the annual fee, the Chase Sapphire Preferred Card comes with a $95 charge. While some might balk at any annual fee, this amount is quite reasonable when you consider the breadth of perks and rewards offered by the card. Frequent travelers will find that the benefits far outweigh the cost.


Frequent Traveler Benefits

For those who love to explore new destinations, the Chase Sapphire Preferred Card is packed with valuable benefits. These include:

  • 5 points per dollar on travel purchased through Chase Travel℠.
  • 3 points per dollar on dining, select streaming services, and online grocery purchases.
  • 2 points per dollar on all other travel purchases.
  • 1 point per dollar on other purchases.

These earning rates are among the best in the industry, especially for categories that many frequent travelers spend heavily on, such as dining and travel.

Reasonable Annual Fee

While the card does have an annual fee of $95, it’s important to remember the extensive benefits and rewards that come along with it. The value derived from the points earned, combined with the additional perks, make this fee quite justifiable.

As we delve deeper into the card’s features in the subsequent chapters, you’ll see how the Chase Sapphire Preferred Card can be a powerful tool in maximizing your travel rewards and getting the most out of every dollar spent.