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In addition to earning cash back on travel bookings, the Chase Freedom Unlimited® card also provides valuable travel protection in the form of Trip Cancellation/Trip Interruption Insurance. This coverage applies to eligible travel purchases made with your card, such as:

  • Flights
  • Hotels
  • Cruises
  • Tours

If your trip is canceled or interrupted due to covered reasons like illness, severe weather, or other eligible circumstances, you may be reimbursed for non-refundable travel expenses, up to a specified amount. This added peace of mind can help safeguard your travel investments and give you confidence when booking trips with your Chase Freedom Unlimited® card.

Cash Back Rewards on Dining and Drugstores

Earn 3% Cash Back on Dining

With the Chase Freedom Unlimited® card, you’ll earn an impressive 3% cash back on all dining purchases at restaurants, including takeout and eligible delivery services. This bonus category covers a wide range of dining options, from casual eateries to upscale establishments. Whether you’re grabbing a quick bite or enjoying a fancy night out, you’ll be earning rewards on every meal.

What Qualifies as a Dining Purchase?

  • Restaurants (including takeout and delivery)
  • Fast food establishments
  • Cafés
  • Bars and lounges
  • Eligible food delivery services (e.g., DoorDash, GrubHub, Uber Eats)

Earn 3% Cash Back on Drugstore Purchases

In addition to dining rewards, the Chase Freedom Unlimited® card also offers 3% cash back on purchases made at drugstores. This bonus category can help you save on a wide range of everyday essentials, from prescription medications to personal care items and household supplies.

What Qualifies as a Drugstore Purchase?

  • Major drugstore chains (e.g., CVS, Walgreens, Rite Aid)
  • Independent pharmacies
  • Purchases made at the pharmacy counter within a larger retailer

By earning elevated cash back rewards on dining and drugstore purchases, the Chase Freedom Unlimited® card can help you maximize your earnings on everyday expenses. Whether you’re treating yourself to a night out or stocking up on essentials, this card has you covered.

Source: Chase Freedom Unlimited® Credit Card

Redeeming Cash Back Rewards

One of the best features of the Chase Freedom Unlimited® card is the ease and flexibility with which you can redeem your cash back rewards. Here are the key things to know about redeeming rewards with this card:

Redeeming Through the Chase Ultimate Rewards® Program

Your cash back rewards are issued through Chase’s Ultimate Rewards® program. This means you’ll have multiple redemption options, including:

  • Statement credits to pay down your credit card balance
  • Direct deposits into an eligible bank account
  • Gift cards from popular retailers
  • Travel bookings through Chase’s travel portal
  • Purchases made through Chase’s online shopping mall

No Minimum Redemption Requirement

With the Freedom Unlimited® card, there is no minimum amount required to redeem your cash back. You can redeem as little as $0.01 if you want. This gives you ultimate flexibility in using your rewards whenever and however you’d like. Source: Chase.com

Rewards Never Expire

Another great perk is that your cash back rewards never expire as long as your account remains open and in good standing. You can accumulate rewards over time without worrying about them expiring. Source: Chase.com

Simple and Flexible Redemption Process

Redeeming your cash back is a simple process that can be done online through your Chase account or by calling the number on the back of your card. Chase makes it easy and convenient to redeem rewards on your own terms.